Clear answers to your investment questions.
Get clarity on your KiwiSaver and investment decisions.
Use free calculators with your own numbers to see where you stand, explore different scenarios, and understand what today's decisions could mean later.
When you want personalised advice, get a tailored written recommendation for a fixed price.
Three simple steps. Use as much as you need.
See where you stand
Use free calculators with your own numbers.
Get a personalised answer
A written report tailored to your situation
Talk it through
15-minute call with an adviser afterwards
Get answers in minutes, not weeks.
Step 1
Free calculators, real numbers
Use your own numbers to see where your current path is heading. No sign-up. No jargon. Just a clearer picture of what today's decisions could mean later.
KiwiSaver Reality Check — Employee
Project your retirement balance and income gap using your current salary, contributions and employer match.
Because most people know their balance — but not what it actually means.
KiwiSaver Reality Check — Self-Employed
Project your retirement balance without employer contributions and see how much you need to contribute to receive the full government contribution.
Missing the government contribution means leaving money behind every year.
First Home Withdrawal Planner
See what your balance could look like by your target purchase date — and how changing funds earlier or later could affect your deposit.
Small fund decisions now can have a surprisingly large effect on your timeline.
Pre-Retirement Check
See whether you're on track for the retirement you're hoping for — and what changing contributions, retirement age, or fund settings could change.
Retirement mistakes are easiest to fix while you still have time.
Step 2
Get a personalised answer
Know the numbers already? The next question is whether you're making the right decisions with them.
Choose the question that matches your situation, answer a few questions about yourself, and receive a personalised written report with clear recommendations and reasoning tailored to you.
The difference between two fund choices, contribution settings, or retirement timelines can add up surprisingly quickly.
Investing in personalised advice to check the direction now is likely to cost much, much less than getting it wrong for years.
Are my KiwiSaver settings costing me money?
Get recommendations on your fund type, provider and contribution settings — so everything works together.
What should I do with my KiwiSaver before buying my first home?
Know when reducing risk makes sense and whether your balance is tracking toward your target date.
Am I on track for the retirement I actually want?
Check whether your current settings are likely to get you there — and what changes would move the numbers.
Should I pay down my mortgage or invest instead?
Understand the trade-offs based on your mortgage, timeline and comfort with risk.
Step 3
Sometimes you just want to look someone in the eye.
The report gives you the recommendation.
The conversation gives you confidence to act on it.
15 minutes — $100
Talk through the recommendation with Rhiannon, ask the awkward questions, and leave knowing what matters most.
Available after you've received your report.